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    • Medical and Prescription Drug Plan (PHBP)
      • I don’t understand the difference between generic, Plan-preferred brand-name and non-preferred brand-name drugs.
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      • Do the PHBP Medical Plan co-pays apply if I use an out-of-network (non-MagnaCare) provider?
      • What services require pre-certification through MagnaCare?
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      • Under the PHBP Medical Plan, what happens if the hospital does not pre-certify my admission?
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